- Samagi Motor Insurance
- Fire Insurance
Provide coverage for loss or damage to commercial properties arising from insured peril(s).Policy has coverd Explosion, Impact, Cyclone/ Storm/ Tempest, Flood Damage, Earthquake, Natural Perils (Tsunamis, Tidal Waves, Volcanic Eruptions, Tornados, Hurricane, Typhoon), Electrical Inclusion Cover, Aircraft Damage, Bursting & overflowing of water tanks & Apparatus, Loss of rent, Spontaneous Combustion, Clearance of Debris, Architect & Survey Fee, Riot, Strike & Civil Commotion, Terrorism, Malicious Damage
Consequential Loss
Provides cover for loss of profits arising from interruption or suspension of business following damage by an insured peril(s). Policy has covers properties used for the purpose of such business. Explosion, Impact, Cyclone/ Storm/ Tempest, Flood Damage, Earthquake, Natural Perils (Tsunamis, Tidal Waves, Volcanic Eruptions, Tornados, Hurricane, Typhoon), Electrical Inclusion Cover, Aircraft Damage, Bursting & overflowing of water tanks & Apparatus, Loss of rent, Spontaneous Combustion, Clearance of Debris, Architect & Survey Fee, Riot, Strike & Civil Commotion, Malicious Damage
Dwelling House
Provide coverage for loss or damage to houses arising from insured peril(s).
Policy has covered Explosion, Impact, Cyclone/ Storm/ Tempest, Flood Damage, Earthquake, Natural Perils (Tsunamis, Tidal Waves, Volcanic Eruptions, Tornados, Hurricane, Typhoon), Electrical Inclusion Cover, Aircraft Damage, Bursting & overflowing of water tanks & Apparatus, Loss of rent, Spontaneous Combustion, Clearance of Debris, Architect & Survey Fee, Riot, Strike & Civil Commotion, Terrorism, Malicious Damage,
Dwelling House (Special) "Kenimadala"
Hoteliers Comprehensive
Provide coverage for loss or damage to properties arising from insured peril(s), indemnify compensation in respect of accidental injury to any person or accidental damage or loss of property, liability arising from deleterious matter in food and drink served or provided, Loss of Money due to hold up or forcible means during a transit, breakage of glass plates due to accidents, loss of any article or money by violent & forcible entry to the premises.
House Holders Comprehensive “Sesatha”
Provide coverage for loss or damage to properties arising from insured peril(s), Loss of Money due to hold up or forcible means during a transit, breakage of glass plates due to accidents, loss of any article or money by violent & forcible entry to the premises.
Tea and Rubber Factories
- Marine Insurance
It covers loss or damage to the consignment at the time of loading to unloading (Issued for a specified period). Attached with Institute Cargo Clauses, Strike/ War + other Terms & Conditions base on the commodity
Marine Open Policy
An Annual policy subject to receiving Actual Transporting at the end of the Policy period (Goods in Transit issued for local Transportation only)
Hull Policy
Mainly Hull policies are issued for Fishing Boats either Comprehensive or Total Loss basis
Land Conveyance Policy
It covers one location to another only. (Goods in Transit issued for a particular Transit only)
- Miscellaneous Insurance
Covers various risks such as burglary infidelity cash-in-transit, personal accident & etc
Burglary Insurance
Covers loss of any article or money by violent & forcible entry to the premises
Fidelity Guarantee
Covers infidelity of employees of an institution
Funeral Expenses Insurance
Policy designed to cover funeral expenses
Children Policy
Covers death & permanent disability due to accident & extended to natural death also for children
Glass Insurance
Covers the breakage of glass plates due accident
Live Stocks Insurance
Covers the death & permanent disability of cattle
Money-in-Transit
Loss of Money due to hold up or forcible means during a transit
Pawn Broking Insurance
Cover loss of jewelry by means of hold up or forcible, violent entry into premises
Personal Accident
Covers Death &, disability due to accident
Public Liability
Liability arises to the persons other than the employees & owner due to the negligence of owner or his employees
Bid Bonds
Bid bonds issue for the construction or supply tenders
Performance Bonds
Issue of bonds for the performance of construction & supply to institutions
Advance Bonds
Issue of Bonds for the purpose of releasing Advance to Contractors
Loan Guarantee Insurance
Covers the balance amount of loan due to death & permanent disablement of the member
Surgical & Hospitalization
Reimbursement of the hospital bill as per policy conditions
Professional Indemnity
Covers the liability arise due to negligence of professionals such as doctors, engineers, accountants insurance brokers & etc
Coop Sarana
Personal Accident cover with funeral expenses for low income people
Dambadiva Vandana policies
Travel cover for the Dambadiva Pilgrims.